Connecticut Dual Complete® Special Needs Plans (2024)

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UHC Dual Complete Special Needs Plans (SNP) offer benefits for people with both Medicare and Medicaid. These SNP plans provide benefits beyond Original Medicare, such as transportation to medical appointments and routine vision exams. Members must have Medicaid to enroll.

Health Maintenance Organization (HMO) plans use a network of contracted local physicians and hospitals to provide member care. Generally, members must use these care providers to receive benefits for covered services, except in emergencies. Some HMO plans do not require referrals for specialty care.

Point of Service (HMO-POS) plans include all the features of HMO plans plus the ability to go outside the contracted network for certain health care services - typically at a higher cost. Some POS plans only cover out-of-network dental care. In addition, some POS plans do not require referrals for specialty care.

Preferred Provider Organization (PPO) plans work with a network of contracted local physicians and hospitals, but also allows members the flexibility to seek covered services from outside of the contracted network, usually at a higher cost. Members do not need a referral for specialty care.

PPO plans are available as either local PPO (certain counties within a state) or regional PPO (RPPO) offerings. RPPOs serve a larger geographic area - either a single state or a multi-state area. RPPOs offer the same premiums, benefits and cost-sharing requirements to all members in the region.

UnitedHealthcare Medicare Advantage Special Needs Plans (SNPs) combine the hospital and doctor coverage of Medicare Parts A and B with Part D prescription drug coverage, plus additional features and benefits designed to meet the unique needs of identified Medicare consumer populations.

Quick Reference and Overview

2024 Plan Resource Materials

Frequently Asked Questions

  • 2024 UHC Dual Complete CT-Q001 Frequently Asked Questions H0271-059-000
  • 2024 UHC Dual Complete CT-S001 Frequently Asked Questions H0271-014-000

2024 Key Resources

Tools and Resources - UnitedHealthcare Dual Complete Plans

Guides, Policies, Provider Directory, and Training

Additional Medicare Advantage Plan Information

To learn more about the Medicare Advantage plans offered in your area, visitUHC.com/medicareand enter your ZIP code.

Medicare Part D Information

To learn more about Medicare Part D prescription drug coverage or to access related forms, review the materials available on thePlan Information and Formspage of UHC.com/medicare.

Connecticut Dual Complete® Special Needs Plans (2024)

FAQs

Is UnitedHealthcare Dual Complete legit? ›

UnitedHealthcare Dual Complete plans

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan's contract renewal with Medicare.

What are some distinct advantages of a dual special needs plan SNP? ›

Examples of extra benefits a Dual Special Needs Plan may provide include:
  • Credits to buy health products.
  • Transportation assistance.
  • Care coordination via a personal care coordinator.
  • Personal emergency response system (PERS)
  • Tele-health options such as virtual medical visits with your doctor.
  • Worldwide emergency coverage.

What are the benefits of UnitedHealthcare Dual Complete? ›

UHC Dual Complete Special Needs Plans (SNP) offer benefits for people with both Medicare and Medicaid. These SNP plans provide benefits beyond Original Medicare, such as transportation to medical appointments and routine vision exams.

Can I have Medicare and UnitedHealthcare at the same time? ›

Yes — but you have to enroll in Medicare Part A and/or Part B. For a Medicare Advantage (Part C) plan, you must have both Medicare Part A and Part B to apply.

What is the disadvantage of UnitedHealthcare? ›

AARP/UnitedHealthcare is a poor choice for PFFS plans. PFFS plans aren't a popular choice since they are usually expensive and can limit your choice of doctors. For these plans, UnitedHealthcare has high prices, low ratings and limited availability.

What is the difference between C SNP and D-SNP? ›

Varies by plan.

D-SNPs can help coordinate your benefits between Medicare and Medicaid. If you're interested in an I-SNP, and live in a facility, check that the plan has providers that serve people where you live. C-SNPs can limit membership to a single chronic condition or a group of related chronic conditions.

What are the three types of SNP plans? ›

There are three different types of SNPs:
  • Chronic Condition SNP (C-SNP)
  • Dual Eligible SNP (D-SNP)
  • Institutional SNP (I-SNP)
Sep 6, 2023

Which consumer might benefit the most by enrolling in a D-SNP? ›

A Dual Special Needs plan (D-SNP) is a type of health insurance plan. It's for people who have both Medicare and Medicaid. These plans are designed for people who may need more help because of disabilities, age or health conditions.

Who is best suited for a CSNP plan? ›

Chronic Condition Special Needs Plans (C-SNPs) With Anthem. Medicare Advantage Chronic Condition SNPs are for people living with diabetes, lung disorders, cardiovascular disorders, chronic heart failure, and/or end-stage renal disease (ESRD).

What is the difference between MMP and DSNP? ›

These plans streamline access to care through Medicare and Medicaid. But there's a key difference. With an MMP, all Medicare and Medicaid benefits are provided through 1 single health plan. With a D-SNP, members keep the same Medicaid plan and all the same Medicaid benefits as they get today.

Is Medicare Advantage the same as dual complete? ›

Dual Special Needs plans are a type of Medicare Advantage plan.

What best describes a feature of a DSNP? ›

The correct option is c. The primary characteristic of a consumer who may benefit from a D-SNP is c. A consumer who is eligible for both Medicare and Medicaid (dual-eligible). D-SNPs are special types of Medicare Advantage plans designed specifically for individuals who qualify for both Medicare and Medicaid coverage.

Why are people leaving Medicare Advantage plans? ›

Most individuals that dislike a Medicare Advantage plan usually have had a bad experience with in-network providers, plan authorizations for medical care, or having to wait a long time to have an appointment scheduled. Some of these concerns can be attributed to the healthcare provider.

Why do people say not to get a Medicare Advantage plan? ›

Restrictive networks

In some cases, you'll have a higher share of costs when you see an out-of-network doctor. In other cases, you're not covered at all if you go out of network. This is particularly important if you travel a lot because Medicare Advantage plans generally don't provide out-of-state coverage.

What is the highest rated Medicare Advantage plan? ›

Best Medicare Advantage for most people: Humana

Humana has the best Medicare Advantage plans for 2024 because of its high-quality ratings, good customer satisfaction and widespread availability. You can buy a Humana Medicare Advantage plan in every state but Alaska.

What is the best Medicare insurance for seniors? ›

Bottom line: Our top picks for Medicare Advantage plans
  • Best for size of network: UnitedHealthcare Medicare Advantage.
  • Best for extra perks: Aetna Medicare Advantage.
  • Best for local support: Blue Cross Blue Shield Medicare Advantage.
  • Best for low-cost plan availability: Humana Medicare Advantage.
Jul 11, 2024

Where can I use my UnitedHealthcare Healthy benefits card? ›

With your UnitedHealthcare UCard, it's easy to use your credit to: Shop at thousands of participating stores, including Walmart, Walgreens, Kroger, and CVS, or at neighborhood stores near you.

What items can I buy with my UCard? ›

You can use your Healthy Food Card to buy some of the following:
  • Frozen Meals or Produce.
  • Fresh Salad Kits.
  • Dairy Products.
  • Fresh and Canned Vegetables and Fruits.
  • Meat and Seafood.
  • Kitchen Staples such as sugar, spices, and flour.
  • Soups.
  • Bottled Water.
Sep 5, 2023

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